Our Quantum Matrix Dispute Technology™ will revolutionize the consumer credit reporting industry!

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Consumer Information Accountability Advocates

Bringing Accountability Back To The Credit Reporting Industry

Our revolutionary credit bureau direct credit report auditing software and Quantum Matrix Dispute Technology™ will restore fairness and accuracy to consumer credit reports.

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Helping Consumers Like Maggie have a fair and accurate credit report

Meet Maggie, her ex stole her identity, ran up her credit and left her alone with two kids.  Her credit rating is destroyed and the Credit Bureaus will not help her fix the errors. Maggie pays her bills and is having a hard time qualifying to get safe housing for her kids. 

We are here for Maggie. Maggie will have access to our advanced technology through one of our qualified credit service organization partners, creating affordable legal help Maggie can restore her credit, get paid for the damages, and take care of her family.

 

Groundbreaking technology

the next level of credit report auditing

Before now, no software existed that could audit a credit report directly from a credit bureau consumer credit report. Also, no software could audit completely every field and associated rules from the Metro2 credit reporting format. Software could only audit credit reports from credit monitoring services like Smart Credit with limited Metro2 fields. Thanks to Consumer Information Accountability Advocates and Quantum Matrix Dispute Technology™, credit reports can now be completely audited based on Metro2 compliance standards for “Maximum Possible Accuracy” per the Fair Credit Reporting Act (FCRA). With this level of thorough audit, a proper dispute can be generated, showing every error, omission, and inconsistency amongst the credit bureaus. For Credit Service Organizations this is revolutionary, as now, remaining errors, omissions and inconsistencies can be used to Litigate or Arbitrate against the credit bureaus and data furnishers. This will not only achieve the results you and your clients are seeking, you and your client can now get compensation for those remaining items on the credit reports. For Attorneys who partner with us, this will help you grow and scale your consumer law practice, and have easy, clear, and concise audits of bureau-direct credit reports.

A solid investment for the future

restoring the integrity and fairness in consumer credit reporting

Even with law in place, consumer credit reporting has been like the wild west. Your investment in the further development of our software, will give consumers the fair and accurate credit report (good or bad) they are entitled to, and bring you an impressive ROI!

Attorneys, Increase your revenue with consumer Information Accountability Advocates (CIAA)

Statutory Damages only? no problem!

With our automated thorough credit report auditing software, and our Quantum Matrix Dispute Technology™, you can take cases from CIAA with confidence. No need to hire VA’s and extra staffing to audit credit reports. Now you can scale your law firm by taking even the cases with Statutory Damages in addition to the cases with large Actual Damages. Our thorough audits and attorney approved disputes are a sure win for you and your clients. Even better, together we get to hold the Credit Bureaus and Furnishers accountable for reporting consumer credit information accurately, and fairly. In addition, we also help build the client’s case in also adding other ACTUAL damages, like pain & suffering and other types of damages.

01

Automations that expand your possibilities

Even if the case doesn’t have large actual damages, Our automations allow you to arbitrate, or litigate even smaller cases.

02

a steady flow of clientele to scale your business.

Taking cases from us present no ethical concerns. We are also a registered law firm, so all transactions are B2B.

03

Fight in court with confidence.

Generated disputes you can trust will hold up in court, no judge or jury in their right mind would rule against your client.

Onboard Your Clients, let us do the work for you

offer your clients an attorney direct credit repair program

Although we have designed Quantum Matrix Dispute Technology™ and all of our tools to make your life easier, streamline and scale your business, along with getting your Credit Repair Company even more profitable, we have another program that will not only make your job as a CSO even easier, but could make your company even more profitable! Simply continue onboarding clients. Then send us your client’s file whose credit report qualifies. We will connect your client with our attorney network. CIAA will handle the dispute process for the attorney. You continue to collect deletion & service fees from the client! Even better, you get paid for each client you bring into the system! We will train you and do the work for you! Bringing in clients, letting us do the work, getting paid by the client, and getting paid for each client you bring in? What’s not to like about that? Click the button below and join our ever-growing team of CSO’s who have grown their business exponentially since joining CIAA and using Quantum Matrix Dispute Technology™.

Bridging the gap between credit service organizations and consumer attorneys

There has always been a disparity between CSO’s and Consumer Attorneys. Through CIAA, CSO’s will now have access to our vast network of consumer attorneys. Attorneys can take cases from CIAA with confidence, knowing that the disputes were generated from a thorough audit and with attorney approved disputes generated by our Quantum Matrix Dispute Technology™.

Finally a bureau direct software for credit service organizations!

from onboarding to the courtroom, our software featuring our groundbreaking quantum dispute technology™ will help you get the deletions you are seeking while preparing your client’s file for litigation.

Groundbreaking technology

the future of cSO software and the credit repair process

Before now, no software existed that could audit a credit report directly from a credit bureau consumer credit report. Also no software could audit completely every field and associated rules from the Metro2 credit reporting format. Software could only audit credit reports from credit monitoring services like Smart Credit with limited Metro2 fields. Thanks to Consumer Information Accountability Advocates (CIAA), credit reports can now be completely audited based on Metro2 compliance standards for “Maximum Possible Accuracy” per the Fair Credit Reporting Act (FCRA). With this level of thorough audit, a proper dispute can be generated, showing every error, omission, and inconsistency amongst the credit bureaus. For Credit Service Organizations this will net you more deletions, and also you are building your client’s file to hand off for litigation. The client is in a win-win situation and so are you! You will be able to hand off your client’s case ready file to our vast network of attorneys getting your clients the compensation they deserve, creating multiple income streams for your company.

Scale your credit repair business with cIAA

Multiple streams of income opportunities for cSOs

Not only will our software help you service your clients, but you can also have a seamless connection to a vast network of consumer protection attorneys that are ready to take your case ready files. Finally, the gap between consumer attorneys and credit service organizations will close. Typically, attorneys take FDCPA cases from CSOs, with our software and partnership, your opportunities for FCRA referrals will open up. Finally, a solution for those stubborn original creditor charge-offs! Our Quantum Dispute Technology™ is attorney approved and proven to produce the results you are looking for, Happy clients grow businesses, enjoy more referrals and being the top CSO in your area!

CIAA legislation lobbying efforts

The credit reporting system is broken. Although consumer laws exist, there is little accountability in the credit reporting industry. Some portions of the FCRA (enacted in 1970) and the FDCPA (enacted in 1978) have not been updated since they were enacted. For example, the FCRA’s statutory damages have not been adjusted for inflation. The same could be said for the FDCPA. There is little incentive for those who report credit information to be in compliance with the law because the penalties are just a slap on the wrist. We aim to change that! It is time the credit industry complies with the federal laws and regulations or face steep penalties for non-compliance. CIAA has boots on the ground in Washington DC aiming to amend the FCRA and FDCPA, ease stiff regulations on CSO’s, and return Accuracy, Fairness, and Accountability to the Consumer Credit Reporting Industry.

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